随着中国人口老龄化和城镇化进程的加速,城乡养老问题日益凸显。本文以天津市W区Y街道城乡互助养老中心为例,深入分析了当前城乡互助养老模式在实践中面临的问题,并提出了相应的对策建议。研究发现,尽管城乡互助养老模式在理论上具有可行性,但在实际操作中存在资金来源不稳定、政策支持不足、社区服务机构不完善等问题。针对这些问题,本文提出了构建“政府 + 医院 + 互助中心”的新型互助养老模式,强调政府的引导作用、医院的医疗资源支持以及互助中心的社区互助功能,以期提高养老服务的质量和效率。本文还总结了该城乡互助养老中心的成功经验。最后,针对现存问题,提出了资金多元化、制度标准化和观念现代化等对策建议,以期推动城乡互助养老模式的健康发展,助力乡村振兴战略的实施。With the aging of China’s population and urbanization, the problem of urban and rural pension has become increasingly prominent. In this paper, taking the urban-rural mutual aid pension center in Y street, W District, Tianjin as an example, this paper deeply analyzes the problems faced by the current urban-rural mutual aid pension model in practice, and puts forward the corresponding countermeasures and suggestions. The study found that although the urban and rural mutual aid pension model is feasible in theory, there are problems such as unstable funding source, insufficient policy support and imperfect community service institutions. In view of these problems, this paper puts forward the new type of mutual aid model of “government + hospital + mutual aid center”, emphasizing the guiding role of the government, the medical resource support of hospitals and the community mutual aid function of mutual aid center, in order to improve the quality and efficiency of elderly care services. This paper also summarizes the successful experience of the urban and rural mutual aid pension center. Fi
